The HMO vs single-let debate is no longer theoretical; it’s operational.
In 2025:
- HMOs continued to deliver superior yields, particularly in professional and commuter markets.
- Single-family lets offer lower management intensity and greater liquidity on exit.
HMOs outperform when:
• Specification meets modern expectations
• Compliance is built in from acquisition
• Management is professionalised
Single lets outperform when:
• Located in undersupplied family rental markets
• Energy-efficient and future proofed
• Held for long-term appreciation with stable tenants
There is no universal answer; only alignment with investor capacity, risk tolerance, and time commitment.
DXXV helps investors choose fit-for-purpose assets, not fashionable ones.