Interest rates remain one of the most powerful levers in property performance.
Higher rates have:
- Reduced borrowing capacity
- Increased holding costs
- Pressured over-leveraged portfolios
At the same time, they have:
• Reduced speculative competition
• Created pricing discipline
• Opened sourcing opportunities
Landlords who adapt through refinancing strategies, rent optimisation, or restructuring are finding ways to maintain resilience.
At DXXV, interest rates are treated as an environment to operate within, not a reason to pause. Strategy adjusts; fundamentals remain.